Our Services

First time buyers

Mortgage advisor helping young couple to make a purchase

Buying your first home? Find out more about what the process involves, how much you can borrow, what help is available and more.

Protection can sometimes be an after thought but the importance of it is crucial. Your mortgage is likely to be the biggest debt you will ever have, so protect it.

Read more for further details of the protection policies that we offer for you, your mortgage and your family.

Types of specialist mortgages

Find out more about the different types of mortgages available.

Large mortgages

Modern building with high-end apartments

Buying a high-end property? We have years of expertise in large mortgages and our bespoke approach will help find one that’s right for you.

Large mortgages

When you are moving to a new home, you have three options. You can either move your existing mortgage over to your new property, you can find a new mortgage by remortgaging with your current lender, or you can take out a mortgage with a new lender. Here is a bit more information about each of those three options.

Our ongoing commitment to you

Future Contact

We will contact you up to 6 months before your current mortgage deal comes to an end so that we can review your up to date circumstances and find you another suitable mortgage deal. If you wish to contact us sooner to discuss your mortgage or protection requirements, just click on the blue ‘Contact Us’ button.

Referral Process

Please refer friends and family to us, so that we can offer them the same friendly, caring, stress free, trusted advice and efficient service that we have given you.

Woodhead Mortgage Services is a trading name of Embrace Financial Services Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

Registration Number: 06447316.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Registered office address: First Floor, Keble House, Southernhay Gardens, Exeter, England, EX1 1NT.

Where company is registered: England & Wales.

Residential Mortgages

We will charge a fee of up to £999 that is payable on application of a mortgage. The amount we will charge

is dependent on the amount of research that is required and this will be discussed and agreed with you at

the earliest opportunity. Our typical fee being £599 for Purchase and Re-Mortgage cases (including an

administration fee of £100). For each subsequent application, a fee of £125 (including an administration fee of

£50) will be charged. This fee will be payable for a period of up to 12 months from the date of the original

application. For any subsequent application after 12 months, a new fee will be discussed and agreed with

you.

Residential Mortgages – Product Transfer

We will charge a fee of £99 that is payable on application of a mortgage. The amount we will charge is

dependent on the amount of research that is required and this will be discussed and agreed with you at the

earliest opportunity. For each subsequent application, a fee of £99 (including an administration fee of £25)

will be charged.

Buy-to-Let Mortgages

We will charge a fee of up to £999 that is payable on application of a mortgage. The amount we will charge

is dependent on the amount of research that is required and this will be discussed and agreed with you at

the earliest opportunity. Our typical fee being £649 for Purchase and Re-Mortgage cases (including an

administration fee of £100). For each subsequent application, a fee of £125 (including an administration fee of

£50) will be charged. This fee will be payable for a period of up to 12 months from the date of the original

application. For any subsequent application after 12 months, a new fee will be discussed and agreed with

you.

Buy-to-Let Mortgages – Product Transfer

We will charge a fee of £99 that is payable on application of a mortgage. The amount we will charge is

dependent on the amount of research that is required and this will be discussed and agreed with you at the

earliest opportunity. For each subsequent application, a fee of £99 (including an administration fee of £25)

will be charged.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

We are committed to providing a professional service to all our customers. If you are unhappy then we want to hear about it so we can try to put things right.

With this in mind, we have the following complaints procedure in place. You can make a complaint by any reasonable means including telephone, letter, or email.

Our contact information:

Write to – PRIMIS Mortgage Network, Customer Resolution Team, Ground Floor, Birmingham Business Park, B37 7YT.

Telephone: 0121 767 1139

Email: complaints.solihull@primis.co.uk

You can also complain via their website: https://www.primis.co.uk/privacy-notices/complaints/ The same section of the website contains more information about PRIMIS’ role in complaints handling and about how Appointed Representative relationships work.

How we will handle your complaints

Simplified Complaints

We will use this process if:

your complaint is about a simple matter - that we can look into and solve quickly and easily; and you direct it to us (rather than directly to PRIMIS Mortgage Network) in the first instance.

We will investigate your complaint and aim to resolve it within three business days following the date of receipt. If you are happy to accept our proposed resolution, we will send you written confirmation of our investigation. If you cannot confirm acceptance by the end of the third working day (for example – because you are not happy with our proposed response or if you are not available to discuss it with us) then the case will be referred to PRIMIS Mortgage Network. It will then be handled in line with the Formal Complaint process outlined below.

If your complaint is more complex or is unlikely to be resolved quickly then we will usually refer it to PRIMIS straight away.

Formal Complaints

The formal complaints process will be used where:

we can’t resolve your complaint to your satisfaction within 3 working days: or your complaint is likely to involve more complex assessment or investigations; or you send your complaint directly to PRIMIS Mortgage Network rather than to us in the first instance; or you ask us to deal with your complaint in this way rather than via a simplified process. Upon receipt PRIMIS will acknowledge your complaint promptly and will investigate it fairly and impartially. They will write to you within 8 weeks to confirm the outcome of their investigation. In the unlikely event that their investigation is not complete within eight weeks of receipt of your complaint they will write to you to explain why and let you know when you can expect to hear from them. They will also provide details of how to contact the Financial Ombudsman Service if you are not satisfied with progress.

The Financial Ombudsman Service If, following PRIMIS’ investigation you are still not happy with the outcome you have a statutory right to refer your complaint to the Financial Ombudsman Service It is a service free of charge to consumers and you may refer the matter to the Financial Ombudsman Service (FOS) within six months from the date that you received a final response to your complaint.

You can contact the service using the following details:

Telephone 0800 023 4567

Email: complaint.info@financial-ombudsman.org.uk

You can also visit their website and refer complaints to them online by visiting. https://www.financial-ombudsman.org.uk/ Let us know if you need any extra help or support. We are committed to providing a complaints service that is accessible to all our customers. If you will have any difficulties with any elements of the process that is outlined above, or if there are circumstances that might mean we need to change the way in which we handle your complaint then please let us know when you tell us about your complaint.

Our Services

First time buyers

Protection for you, your mortgage and your family

Types of specialist mortgages

Types of specialist mortgages

Remortgaging

Buy to Let mortgages

Buy to Let mortgages

Buy to Let mortgages

Buy to Let mortgages

Buy to Let mortgages

Large mortgages

Large mortgages

Large mortgages

Home movers

Large mortgages

Large mortgages

Our ongoing commitment to you

Future Contact

Referral Process

Documents

Ready to get started?

Subscribe

Our Services

First time buyers

Protection for you, your mortgage and your family

Types of specialist mortgages

Types of specialist mortgages

Remortgaging

Buy to Let mortgages

Buy to Let mortgages

Buy to Let mortgages

Buy to Let mortgages

Buy to Let mortgages

Large mortgages

Large mortgages

Large mortgages

Home movers

Large mortgages

Large mortgages

Our ongoing commitment to you

Future Contact

Referral Process

Documents

Ready to get started?

Subscribe

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